Boat Cabin Cruiser
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 79 Pan Dynasty Trawler 37' Used Cabin Cruiser Boat - FL US $1,626.01 |
 1988 26.5 ft Bayliner CABIN PROJECT BOAT San Diego  US $741.00
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 1989 Carver Montego 2157 US $5,200.00 |
 #8964 1981 26’ Sea Ray V-260 Weekender US $575.05 |
 Sea Ray 310 Sundancer VDR/ *MINT* / low hrs/ NO RESERVE US $41,600.00
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 1975 Silverton 33' Used Cabin Cruiser Boat - WA US $1,500.01 |
 Sea Ray 230 Sundancer Beautiful Shape *No Reserve* US $7,301.00 |
 REGAL 3060 WINDOWS EXPRESS CRUISER, GEN, LOADED, CLEAN! US $50,000.00
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 Hunter 34' 1997 Sailboat Completely Upgraded & Loaded US $44,544.00
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 Sea Ray 340 w/ Twin Turbo Diesels - EC / SF US $15,322.00
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 1985 Chris Craft 266 Scorpion Cruiser No Reserve US $1,775.00
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 REGAL 27 CRUISER PROJECT BOAT US $5,500.00
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 REGAL 2860 WINDOWS EXPRESS CRUISER, GEN, LOADED, CLEAN! US $31,100.00
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 41 Chris Craft Amerosport US $9,825.00
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 Bayliner Ciera 2855 Cruiser/ LOADED/ Low hrs/ NO RESERV US $15,501.00
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 2003 BAYLINER CIERA 265 EXPRESS CRUISER NO RESERVE! US $13,000.00
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 Sea Ray 340 Sundancer US $60,100.00 |
 1994 Baja 290 Powerboat Twin 7.4 Liter Low Reserve US $10,100.00
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 STAMAS Center Console Cuddy Tarpon 255 TOTALY REDONE US $4,500.00
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 #8969 1979 25' O'Day 25 Center Board Sailboat US $330.00 |
 2001 Searay 245 Weekender, MINT 95 hrs Marine max cert. US $20,500.00
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 Ex German Fast Minesweeper 24kts/4500HP, good condition US $100,040.00
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 Silverton 40 X Express Cruiser US $23,100.00
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 1990 Sea Ray Sundancer 28' Used Boat - NJ US $2,550.00 |
 2002 Chris Craft 328 Express Cruiser Beauty NO RESERVE US $30,100.00 |
 Doral 350 SPORT CABIN 7.4L Vee Drive Nice Condition US $15,100.00
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 1941 Chris Craft 35 foot Express Cruiser, Wood Boat US $800.01 |
 1997 REGAL COMMADORE 258-CABIN CRUISER US $12,200.00 |
 1968 Chris Craft Constellation, ORIGINAL Yacht US $78,500.00
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 Arthur Robb Cheoy Lee Yawl Sailboat US $20,300.00
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 25' cabin cruiser, V8 mercruiser I/O US $2,000.00 |
 1966 Alglas 30' Used Cabin Cruiser Boat - RI US $413.00 |
 1979 Catalina C30 27'9" Used Sailboat - VA US $1,025.00 |
 1989 Four Winns liberator boat US $2,501.00
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 1995 CARVER US $89,999.00
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 1978 Sea Ray Weekender 24'6" Used Cabin Cruiser Boat OH US $630.56 |
 2004 BAJA 292 ISLANDER US $21,100.00
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 1983 Sea Ray Sundancer 270 NO RESERVE Clean Title US $510.00
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 1995 Maxum SCR2400 24' Cruiser - Mint Boat! (Magigu95) US $2,025.00
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 1999 22 FT BAYLINER TROPHY WALK AROUND CABIN BOAT CLEAN US $4,500.00
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Boat Cabin Cruiser
Purchasing a houseboat is guaranteed to give you years of unlimited pleasure. Provided, however that you’ve insured your houseboat properly. Otherwise, you could lose your life’s savings and in the worse case scenario, and be forced to file for bankruptcy.
In the marine insurance industry, houseboats are categorized together with jet boats, ski boats, sailboats, cabin cruisers and party boats as a pleasure boat. For this reason, this kind of coverage is not generally handled by regular insurance companies. You should carefully shop for underwriters who specifically handle these policies.
The first houseboat insurance tenet you must follow is to find a reliable insurer who’ll service your needs. Conduct the search both ways.
· Word of mouth
Ask boating friends for insurance recommendations.
· Conduct research on the recommended insurance carriers, the company in-charge of providing you coverage.
The following facts (as provided by the Insurance Information Institute) about your houseboat, such as horsepower, size and age of your boat, the type of craft and where it is used (i.e. moored in a river or hurricane prone area), determines coverage and premium you will pay for your houseboat.
Once that’s done, you can now carefully consider which of these policy clauses can help maximize your coverage and accurately answer your particular needs.
Hull and Machinery Clause
Because your houseboat is placed in the same pleasure boat category as a cabin cruiser, certain rates, coverage, restrictions, and terms will be similar.
Still, there are differences. The function of a houseboat is different from a cabin cruiser. The construction of a houseboat reflects this. They are normally flat-bottomed and designed to navigate slowly through the waters.
Many houseboats are bulkier, since they come equipped with bigger sleeping & living areas, full galley, and enclosed head. A race boat or cabin cruiser is smaller, more seaworthy, and easy to maneuver and built for speed.
Liability and Medical Payments to Others
Pays for bodily injury or property damage you are liable for.
Physical Damage Coverage
Pays for the damage your boat, motor, and trailer sustain.
Uninsured Watercraft Coverage
Pays for personal injury damages you are entitled to recover from the owner or operator who have not insured their vessel.
Medical Payments For The Insured
Covers you and your family’s medical fees, if you sustain accidental boating injuries.
Towing and Assistance
This coverage pays for the expenses you incur when you request a towing service to deliver the fuels and replacements parts, or fix your engine.
Additional Living Expense
you’re reimbursed for expenses incurred by living in a hotel, because your boat had to be repaired.
Be a responsible houseboat owner. Customize your houseboat insurance to safeguard your personal well-being, finances, and protect your investment.
About the Author:
Mansi Gupta recommends that you visit http://www.independent.ws/2006/01/houseboatinsu.html for more information on house boat insurance.
Article Source: ArticlesBase.com - House boat insurance basics
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